The choice is yours

Affirm Pay in 4

Make 4 interest-free payments every 2 weeks. Great for everyday purchases.

No interest or fees

No impact on your credit score

Set up easy, automatic payments


Monthly payments

Choose monthly installments. Perfect for big-ticket items.

No hidden fees—ever

What you see is what you pay

Set up easy, automatic payments

1. Fill your cart When you’re done shopping, select Affirm at checkout.

2. Complete your purchase Enter a few pieces of info for a real-time decision.

3. Pay over time Make 4 payments every 2 weeks at or in the Affirm app.


Frequently Asked Questions

Can I pay off my purchase early? Yes! There’s no penalty for paying early.

How do I make my payments? You can make or schedule payments at or in the Affirm app for iOS or Android.

Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score? No—checking your eligibility won't affect your credit score.

Can I return an item I bought with Affirm? Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm? Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm? You can visit their website at